- A Discussion: The Relationship Between Unemployment and Homeownership
- AppraisalPort Weekly Poll Analysis: Property Data
- Appraisal Institute Northern CA Chapter Annual Spring Conference
- VIDEO: FNC’s Bill Rayburn and Bob Dorsey discuss how a Cyprus bailout would affect the United States
- AppraisalPort Poll Analysis – Source of Work
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Monthly Archives: August 2011
SNL Financial has released its latest list of the U.S.’s top 50 banks and thrifts (by asset size). FNC client Capital One is the biggest mover and shaker among the list’s top 10: The bank’s acquisition of ING Bank and HSBC Holdings bumped Capital One from #9 to #7.
Capital One joins six… Continue reading
Not only have U.S. home prices rose for the third straight month, but homeowners in Detroit and Boston also have reason to celebrate. Theirs are the only cities where home prices today are higher than a year ago.
These conclusions come from the latest data on non-distressed home sales (existing and new homes) in FNC’s Residential Price Index.™ The RPI, the industry’s first hedonic price index combining public… Continue reading
The business news this week has not been unlike the weather. While market swings have moderated and somewhat stabilized, as the week ended, investors were still faced with both real and potential triple-digit swings. Economic conditions, like Hurricane Irene, seem to be slowly swirling, creating a vortex that no one can predict with certainty how, when, or with what fury it will come home to roost. The fact that 2012… Continue reading
Apple has confirmed that the iconic Steve Jobs has stepped down from his role as CEO of the company. His replacement will be Tim Cook, who was previously Apple’s chief operating officer and was highly touted by Jobs to the board to take over his position.
Jobs stated in his resignation… Continue reading
What’s the difference between the FHFA House Price Index, the popular Case-Shiller Index, the National Association of Realtors (NAR) Index, and home price indexes provided by CoreLogic and FNC itself?
Similar to the Consumer Price Index – a proxy for what people are paying for products off the shelf – mortgage industry professionals use the residential price indices mentioned above to estimate the value of their products: home… Continue reading
One topic which is near and dear to lenders and appraisers is: When can a lender or broker (“loan originator”) collect funds from an applicant to pay for appraisals and other services that are part of the origination process?
We are so used to looking to FIRREA, the federal regulations and guidance from Fannie Mae and Freddie Mac for guidance on appraisal matters, that sometimes we forget there are… Continue reading
In a recent report published by Robert W. Baird, a Milwaukee-based wealth management and analyst company, consumers who own a tablet or are interested in purchasing one have one product on their mind—the iPad.
This report was conducted through a survey of 1,114 people, and 98 percent… Continue reading
Is the U.S. housing market starting to recover? Let’s check the latest numbers.
The latest homes-for-sale data in FNC’s National Collateral Database™, which represent two-thirds of for-sale home listings nationwide, show a modest uptrend in July. The number of homes for sale rose 6.5% from June, or 30% from a year ago.
In June, total home sales (including new and existing homes) rose more than 13% compared… Continue reading
While there is so much uncertainty regarding the current state of the nation’s economy, one thing is certain: it is fascinating to observe. There are many, many unfortunate aspects about what has occurred and still is occurring in the real estate market, but at the same time, it’s also an incredible learning opportunity on a number of fronts.
One of the many benefits of working at FNC is the… Continue reading
The corporate headquarters of FNC, Inc. is in Oxford, Mississippi. Oxford also happens to be the headquarters of The University of Mississippi, known as Ole Miss.
The many benefits of living and working in a small college town do not end with a great football season (Go Rebs Go). Sure, the housing market has seen a few ups and downs here in Oxford, but not to the extent… Continue reading