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- A Discussion: The Relationship Between Unemployment and Homeownership
- AppraisalPort Weekly Poll Analysis: Property Data
- Appraisal Institute Northern CA Chapter Annual Spring Conference
- VIDEO: FNC’s Bill Rayburn and Bob Dorsey discuss how a Cyprus bailout would affect the United States
- AppraisalPort Poll Analysis – Source of Work
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Category Archives: General
VIDEO: FNC’s Bill Rayburn and Bob Dorsey discuss how a Cyprus bailout would affect the United States
[This video was recorded March 25 as part of FNC's Morning View series. Visit fncmorningview.com for call-in info and access to previous episodes.]
Bob Dorsey: There are a lot of restrictions on money transfer from one country to another. Increasingly, starting in the ‘50s, there were reductions in the constraints on that, so there was money transfer going more and more between countries. What’s happened is… Continue reading
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Final Rules Issued by the Consumer Financial Protection Bureau: Part Two
The second final rule that the CFPB will implement is referred to as “Disclosure and Delivery Requirements for Copies of Appraisals and Other Written Valuations” and amends Regulation B (Equal Credit Opportunity Act). In general, this new rule amends the current Regulation B rules about providing appraisals to applicants/borrowers as required by the Dodd-Frank Act. This revision to Regulation… Continue reading
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Final Rules Issued by the Consumer Financial Protection Bureau: Part One
By now I’m sure you are all familiar with the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 — a large sweeping law covering many aspects of consumer lending and finance. Part of this new law mandated the creation of the Consumer Financial Protection Bureau (CFPB). It took some time to get this bureau set up and fully functional, but in January 2012, President Obama appointed Rich Cordray… Continue reading
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Election-Day Book Recommendation: The Signal and the Noise
From FNC’s Chief Data & Analytics Officer, Bob Dorsey:
I read a book this weekend I highly recommend: The Signal and the Noise. You can’t get a better topic: statistics and probability. The author, Nate Silver, runs the FiveThirtyEight blog and does analysis of all the political polling. It’s been very accurate historically. Silver talked a lot about financial markets in the book… Continue reading
Tune In: FNC Posts Live Stream of Rayburn, Dorsey Presentations at AEI Conference
FNC co-founders Bill Rayburn, CEO, and Bob Dorsey, EVP of Data & Analytics, are featured speakers at the American Enterprise Institute’s annual conference, happening now in Washington, D.C.
Dr. Dorsey shares his expertise as part of a panel presentation, “The Historical Perspective — Booms, Bubbles and Busts,” beginning at 8:30 a.m. EST on Wednesday, Aug. 8. Likewise, Dr. Rayburn delivers his insights as part of a Collateral… Continue reading
Latest GAO Report on Residential Appraisals Published
In the September and October 2011 AppraisalPort newsletters, I discussed the first report that was released by the United States Government Accountability Office (GAO) on real estate valuation methods. To refresh your memory, as part of the Dodd-Frank Act, the GAO was asked to study the various valuation methods and the options available for selecting appraisers, as well as the Home Valuation Code of Conduct (HVCC), which established appraiser independence… Continue reading
Posted in Appraising, General
Tagged Appraisal Subcommittee, AppraisalPort, Dodd-Frank, Fannie Mae, Freddie Mac, home valuation code of conduct
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Oh, My Lanta! Georgia’s capital is the worst city for existing homeowners.
With apologies to the old ABC series Full House, I must say: “Oh, My Lanta!” According to the latest data from the FNC Residential Price Index®, Atlanta, Georgia is the worst city for existing homeowners. Home values in the ATL dropped 10.7% from a year ago.
Rounding out the top 5 worst cities for current homeowners (based on the latest RPI data from February):
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Video: Bill Rayburn and Bob Dorsey on Why Nations and Companies Fail
In April’s first Morning View (a video first!) Bill Rayburn and Bob Dorsey applied what they learned in two books — Why Nations Fail (by Daron Acemoglu and James Robinson) and Great By Choice (by Jim Collins and Morten T. Hansen) — to the mortgage industry.
Takeaways from both books:
Dorsey on Why Nations Fail:
1. You’ve got to embrace creative destructionism. It’s critical.
2. You’ve… Continue reading
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Are real estate flowers about to bloom?
Bill Rayburn and Bob Dorsey talked yesterday about the recent feeling of serenity in the real estate market. Prices are down, treasuries and rates are up, sales are up — it feels like flowers are beginning to bloom, Bill said.
New housing data is blossoming this week, following Fannie Mae’s DU announcement and the AG settlement. The latest homebuilder confidence survey is out this week, and 700,000… Continue reading
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Q&A: FNC CEO Bill Rayburn on Organic Revenue Growth, Omelets
Bill Rayburn is co-founder, CEO, and chairman of the board of FNC Inc., a Mississippi-grown mortgage technology company that delivered its first solution in early 1999. Rayburn initially tackled the responsibility of raising funds and establishing the banking relationships necessary to ensure FNC’s success. In recent years, his focus has shifted to leading the company’s organic revenue growth through strategic planning and the introduction of new solutions to the… Continue reading
